Ledgr gives you complete financial control—invoice processing, reconciliation, VAT compliance, payroll, e-invoicing, financial reporting. Think of it as hiring a skilled finance controller + accountant + bookkeeper, but at a fraction of the cost and with zero downtime. Every transaction is instantly categorized, compliance-checked, and recorded. Your team focuses on growth. Ledgr handles the finance.
Works with systems you already use
QuickBooks
Xero
Sage
ENBD
FAB
Stripe
FTA
Arabic
No data migration. No friction. Connect in minutes.
40+ hours/month saved on manual entry, categorization, and reconciliation
Your team stops doing bookkeeping and starts doing strategy.
Real-time VAT compliance ensures 100% filing accuracy. AI flags discrepancies before submission.
Compliance is handled. Sleep at night knowing your filing is bulletproof.
Save AED 150K–300K annually vs hiring full-time accountants or outsourcing to Big 4
Get enterprise-grade finance without the enterprise budget.
Predictive cash flow visibility prevents working capital crises and informs growth decisions.
Know your cash position before your accountant does.
Built specifically for UAE regulatory requirements and compliance standards
Ledgr bridges your UAE business to the world's accounting systems in real-time. One API. Unlimited integrations.
Transact in any currency. Ledgr handles real-time forex conversions, compliance reporting, and tax calculations automatically — no manual adjustments needed.
Direct API integrations with ENBD, FAB, Mashreq, Al Hilal Bank, and 20+ international banks. Every transaction auto-categorized and reconciled in real-time.
Sync with Xero, QuickBooks, SAP, and local platforms. Your books stay accurate across borders — unified reporting for multi-entity operations.
Built for UAE regulations (FTA, VAT, CT, Payroll/WPS). Automatic compliance checks mean zero penalties, zero configuration. Licensed professionals verify everything.
Intelligent capture agents learn your business. They categorize transactions, match invoices, forecast cash, and handle payroll — 24/7, without manual intervention.
Bank-grade encryption. Multi-factor authentication. Role-based access. Audit trails for every action. Your financial data is locked down tight.
Built for founders, CFOs, and accountants who need real-time financial control without complexity.
Join the early listReal-time insight into cash, tax, payroll, and compliance. Agents work 24/7 so you don't have to.
Projected daily cash balance based on payroll & operational burn
Compliant · Filed 11 days early
Next: 15-Jul (45d)Compliant · Automated filing
Next: 10-Jun (10d)Filed 2024 · SBR threshold exceeded
Next: 31-Mar 2026 (274d)Compliant · JAFZ audited 10-May
Next audit: TBDTransaction capture & categorization
Accuracy
98.5%
Processed Today
43 txns
Last Activity
4 in last hour
VAT compliance & filing
Accuracy
99.8%
Status
Q2 Filed
Last Activity
11 days early
WPS & EOSB filing automation
Accuracy
100%
Status
Automated
Last Filed
16-May
E-invoicing & Peppol processing
Accuracy
99.2%
Processed Today
2 invoices
Last Activity
18-May
Combined Accuracy
99.4%
Total Processed (Today)
49 items
Automation Rate
100%
Q2 Liability
AED 41,205
Filing Status
✓ Filed 11 days early
Next Deadline
15-Jul (45 days)
Q3 return due
| Output VAT (5%) | AED 67,420 |
| Input VAT Credit (5%) | AED (26,215) |
| Reverse Charge | AED 0 |
| Designated Zone Supplies | AED 0 |
| Net Liability | AED 41,205 |
Corporate Tax is live. The revised VAT penalty regime started in April. Small Business Relief expires on 31 December 2026, and the FTA e-invoicing mandate phases in from mid-2026. Every line below is a binding deadline — and a buying trigger.
Ledgr doesn't replace accountants—it replaces the entire finance department infrastructure. Specialized AI agents handle bookkeeping, VAT, tax, payroll, compliance, and audit prep autonomously. Licensed professionals review exceptions and provide legally-required sign-offs only. One accountant now supervises what traditionally required five.
Handles all journal entries, auto-classification, multi-entity consolidation, IFRS compliance, and closing procedures. Ingests bank feeds, OCR receipts, smart categorisation. Produces trial balance, P&L, balance sheet, and cash flow automatically.
Continuous VAT engine handling classification, reverse-charge rules, designated-zone logic, exemptions, zero-rating. Monitors VAT registration threshold. Quarterly VAT 201 draft ready within 24 hours of close. One-click EmaraTax submission.
Live CT computation throughout the year. Small Business Relief eligibility. Free-zone QFZP qualification. Transfer pricing flags. Economic Substance, UBO, and AML registers maintained. Pillar 2 & DMTT modelling for groups.
End-to-end payroll runs, leave tracking, gratuity (EOSB) calculation. WPS SIF file generation. MOHRE compliance built-in. Multi-emirate rules, employee self-service. Automatic WPS filing.
Generates bilingual, FTA-compliant invoices. Sends via PDF or Peppol. Handles inbound invoice matching, auto-posting to GL. E-invoicing Phase 1 & 2 compliant. AR aging, auto-reminders, collections tracking.
Your conversational AI advisor. Ask in English or Arabic. Answers cite FTA clauses, your actual numbers, and the reasoning. "Can I hire 3 more employees?" "Do I qualify for Small Business Relief?" A licensed human reviews material advice before it reaches you.
Four specialized agents handle 98%+ of finance operations autonomously. Each processes transactions in parallel, maintaining accuracy that exceeds manual work while operating 24/7 across UAE compliance systems (FTA, MOL, AMLREPORTING).
System Status
Processing Today
247 transactions
Uptime
99.98%
Transaction capture & categorization
Accuracy
98.5%
Processed
43
Last activity: 4 mins ago
VAT compliance & FTA filing
Accuracy
99.8%
Status
Q2 Filed
Last activity: 11 days early
WPS & EOSB filing automation
Accuracy
100%
Employees
18
Last activity: 5 mins ago
E-invoicing & Peppol integration
Accuracy
99.2%
Invoices
28
Last activity: 2 mins ago
Ledgr automates all four UAE compliance systems — VAT, Payroll, Corporate Tax, and AML — with real-time accuracy and zero missed deadlines.
FILED ✓
Filed on 04-Jun (11 days early)
Status: COMPLIANT
Output VAT
AED 67,420
Input VAT
AED 26,215
Reverse Charge
AED 0
Net Payable
AED 41,205
95.2%
Zero manual corrections
vs industry average: 87.3%
Q2 2025
AED 41,205 • Filed 04-Jun 2025 ✓
11 days early
Q1 2025
AED 38,900 • Filed 15-Apr 2025 ✓
On time
Q4 2024
AED 45,200 • Filed 15-Jan 2025 ✓
On time
Next Deadline
45
days until Q3 filing (15-Jul-2025)
From sign-up to a baseline tax position, the entire setup runs without a human touch. One UAE-licensed accountant supervises 250+ entities — a 10× efficiency over the traditional 1:25 ratio.
Trade licence uploaded. OCR extracts entity details, free-zone status, and shareholders.
Capture agentLean or Tarabut Open Finance link. Eighteen months of history pulled in seconds.
Capture agentEvery historical transaction is classified into the chart of accounts. Confidence-scored.
Reconcile agentVAT to date and Corporate Tax estimate computed. Small Business Relief eligibility flagged.
Tax-Prep agentAnything ambiguous routes to a UAE-licensed chartered accountant for sign-off in under a day.
Human in the loopReturns drafted, approved, and pushed to EmaraTax. Receipts kept for the seven-year record.
Filer agentIndustry presets ship with the right chart of accounts, common vendor patterns, designated-zone rules, and the FTA categories that audit teams expect to see. You can edit anything; you rarely need to.
Common pitfalls: Commingling of principals' personal and business transactions; misclassification of capital improvements vs. repairs.
Financial leakage: Untracked rental receivables; tenant deposit reconciliation gaps; forex losses on multi-currency deals.
How Ledgr solves it: Bank-connected classification auto-flags capital vs. expensed improvements; tenant deposit escrow accounts; real-time FX gain/loss tracking.
Common pitfalls: Food cost variance analysis not tied to gross margin; tips and cash-only transactions fall off books.
Financial leakage: Untracked comp meals for staff; supplier credit terms mismanaged; waste and shrinkage invisible in P&L.
How Ledgr solves it: Inventory-to-COGS reconciliation; tips automatically classified; supplier aging lists; waste inventory accounts tracked to cost center.
Common pitfalls: Landed cost calculations exclude VAT recovery; credit terms from suppliers buried in unreconciled accounts payable.
Financial leakage: Goods in transit not capitalized; intercompany markups distort margin; disputed invoices not aging.
How Ledgr solves it: Landed cost automation includes VAT, duty, freight; supplier aging by terms; intercompany eliminations in consolidation.
Common pitfalls: Fuel surcharges and vendor discounts not linked to shipment margins; bonded warehouse deferral logic complex.
Financial leakage: Untracked damage claims and insurance recoveries; customs duties in suspense; accrued demurrage invisible.
How Ledgr solves it: Shipment-level margin analysis; bonded warehouse module with duty deferral; claims workflow; customs duty automation.
Common pitfalls: Chargebacks and returns not matched to revenue; marketplace fees buried; commission payables aging.
Financial leakage: Multi-currency revaluation on open orders; returns without credit memos; freight subsidy not recovered.
How Ledgr solves it: Chargeback/refund reconciliation by marketplace; real-time FX revaluation; returns workflow with credit notes; subsidy tracking.
Common pitfalls: Billable hours variance to invoices; client retainers overspent or unbilled; WIP not trued up monthly.
Financial leakage: Unbilled time lost to admin; sub-contractor mark-ups not tracked; engagement profitability unclear by partner.
How Ledgr solves it: Time-to-WIP auto-posting; engagement profitability; retainer reconciliation; sub-contractor cost allocation by matter.
Common pitfalls: Insurance co-pays not collected; no-show write-offs inconsistent; deferred revenue on prepaid treatment plans.
Financial leakage: Pharmacy sales commingled with clinic revenue; untracked controlled substance shrinkage; patient credit limits ignored.
How Ledgr solves it: Co-pay enforcement; no-show allowance tracking; treatment plan revenue recognition; pharmacy revenue isolation; credit limits.
Common pitfalls: Tuition revenue recognized before collection; scholarship waivers not deducted from gross; deferral of multi-semester fees.
Financial leakage: Refund claims not tracked to admission date; staff meal/tuition benefits not valued; donation acknowledgment letters not matched.
How Ledgr solves it: Fee-cycle deferral; scholarship and waiver tracking; refund eligibility by term; benefit valuation; donation reconciliation.
Common pitfalls: Room revenue by rate category not captured; incidental charges (mini bar, laundry) lost; comps not deducted from rooms revenue.
Financial leakage: Guest deposits at checkout not matched to folio; group booking rebates not trued; occupancy tax underpaid or overpaid.
How Ledgr solves it: Rate category revenue isolation; incidental auto-posting; comp tracking; deposit reconciliation; occupancy tax by room type.
Common pitfalls: WIP variance analysis not tied to scrap; overhead allocation to jobs inaccurate; standard cost not updated with actuals.
Financial leakage: Material shrinkage not capitalized to job; sub-contractor approvals bypass approval matrix; supplier rebates on raw materials lost.
How Ledgr solves it: BOM tracking with actual costing; job profitability by stage; overhead allocation automation; scrap and rework tracking.
Common pitfalls: Campaign media spend mixed with agency margin; retainer drawdown not tracked by month; pass-through expenses not invoiced.
Financial leakage: Freelancer invoices deferred; media vendor credits not captured; client overspend approvals bypassed; intercompany media markup lost.
How Ledgr solves it: Campaign-level P&L; retainer drawdown by month; pass-through auto-invoicing; freelancer approval matrix; media vendor aging.
Common pitfalls: Retention payable not matched to milestone; change order revenue deferred indefinitely; sub-contractor cost estimates vs. actuals invisible.
Financial leakage: Material waste on-site not capitalized; equipment rental not invoiced back to job; performance bond costs buried.
How Ledgr solves it: Milestone-based revenue and retention; change order workflow; sub-contractor cost tracking; equipment allocation; project margins by phase.
Common pitfalls: Deferred revenue waterfall not monthly true-up; churn rate not linked to revenue forecast; ESOP valuation stale.
Financial leakage: Annual prepayment discounts not taken; API usage charges lost; customer credits not applied; developer contractor tax status unclear.
How Ledgr solves it: SaaS deferred revenue automation; churn tracking; ESOP valuation suite; usage billing; contractor tax compliance; ARR/MRR dashboards.
Common pitfalls: Distributions to beneficiaries not tax-allocated; intercompany loan interest rates not benchmarked; fair value adjustments delayed.
Financial leakage: Real estate valuation not updated; dividend tracking by holding entity lost; trustee fees not accrued; investment manager fees not reconciled.
How Ledgr solves it: Multi-entity consolidation; beneficiary tax reporting; intercompany loan automation; fair value revaluation tracking; investment fee reconciliation.
Common pitfalls: QFZP income threshold tracking not automated; transfer pricing documentation missing; deemed profit calculations manual.
Financial leakage: Deemed profit deductions not optimized; thin cap ratio not monitored; dividend withholding not tracked by beneficiary country.
How Ledgr solves it: QFZP auto-test; transfer pricing documentation suite; thin cap monitoring; Pillar 2 minimum tax calculations; dividend treaty automation.
Common pitfalls: Inventory shrinkage not isolated by store/channel; markdown tracking inaccurate; inter-store transfers not capitalized.
Financial leakage: Gift cards liability not accrued; loyalty points redeemable not valued; staff discount policy not enforced; consignment goods on balance sheet.
How Ledgr solves it: Shrinkage analysis by location; markdown tracking; consignment accounting; gift card and loyalty point liability automation; inter-location transfer costing.
Common pitfalls: HS code classification changes not caught; preferential duty rates not claimed; free zone inventory not deferred.
Financial leakage: Duty drawback claims left unclaimed; re-export markup not isolated; RoO certification delays revenue; customs broker fees unallocated.
How Ledgr solves it: HS code and tariff automation; preferential rate qualification tracking; free zone deferral; duty drawback recovery; RoO reconciliation by shipment.
Common pitfalls: Vehicle inventory aging not tracked; service warranty accrual inaccurate; parts intercompany cost not uniform.
Financial leakage: Extended warranty claims revenue deferred but claims reserves understated; technician hours not billable-to-actual variance; used vehicle markdown not reserved.
How Ledgr solves it: Vehicle inventory aging; warranty revenue and claims reserve automation; service labor variance analysis; parts intercompany costing; warranty claim fulfillment tracking.
Common pitfalls: Commission chargeback liability not accrued; policy cancellation refunds backdated; reinsurance payable not matched to contracts.
Financial leakage: Unearned premium by policy not tracked; cross-sell commissions lost; broker charge-back reserve understated; premium finance float not invested.
How Ledgr solves it: Policy-level unearned premium; commission and chargeback liability automation; reinsurance treaty accounting; broker commissions by tier; premium finance float.
Common pitfalls: Advertising revenue barter deals undervalued; content royalty accruals not tied to usage; syndication rights revenue timing.
Financial leakage: Subscriber churn not flagged; print circulation returns not credited; rights reversion liability not accrued; copyright impairment not tested.
How Ledgr solves it: Revenue recognition for barter, syndication, licensing; subscriber lifetime value tracking; returns and churn analysis; royalty accrual automation; copyright impairment module.
Common pitfalls: Restricted vs. unrestricted donation tracking unclear; grant expenditure timing not matched to drawdowns; in-kind donations not valued.
Financial leakage: Volunteer time not recorded for impact reporting; program cost allocation by beneficiary hidden; fundraising expense ratio not monitored; donor pledge pledges not tracked.
How Ledgr solves it: Donation restriction tracking; grant expense and revenue matching; in-kind donation valuation; volunteer hour logging; program cost allocation by project; fundraising ratio reporting.
Today, this market is delivered by labour-arbitrage firms charging AED 1,500–8,000 per month, with NPS scores stuck at 6.4 out of 10. The dissatisfaction is already priced in.
"The UAE's e-invoicing rollout is the single largest forced migration in regional finance software since VAT itself was introduced in 2018."PwC Middle East · Automation Survey 2025
"We used to spend 3 days per week on bookkeeping and VAT prep. Now that's handled by Ledgr's agents in real-time. My accountant just reviews decisions. Game-changer for our growth."
"FTA compliance was a nightmare until we switched to Ledgr. The e-invoicing integration is flawless, and the audit trail is clean. Investors actually asked how we stay compliant so consistently."
"Managing 7 legal entities and their consolidations was a spreadsheet nightmare. Ledgr's agents handle this across all entities with zero manual work. Cost us less than one accountant."
"We brought on 50 new employees this year. Payroll compliance and tax withholding at scale used to keep our Finance Manager up at night. Now Ledgr's agents handle it automatically."
Stop waiting months for legacy data integration. Get your financial history into Ledgr in under 30 minutes.
Our AI Migration Agent connects to your existing system—QuickBooks, Xero, Zoho, or bank statements—and maps your data in real time. No manual spreadsheet exports. No waiting for consultants.
Not all migrations are equal. We score confidence on every transaction: 95%+ auto-posts to your GL, 80-94% flags for review, <80% holds for manual reconciliation.
As your data imports, Ledgr validates it against UAE VAT, Corporate Tax, Payroll (WPS), and AML rules. No surprise non-compliance after go-live.
Link QB, Xero, Zoho, or upload bank CSV
Ledgr reads your GL, tax data, payroll
Automatic COA matching, GL variance checks
95%+ auto-posts, 80-94% flagged for review
No. Ledgr is built as an AI-first system — the agents are the product, not a feature. They live inside a unified document-aware data model that powers books, VAT, Corporate Tax, payroll and e-invoicing as one continuous workflow. There is no separate "AI assistant" panel because there is no separate workflow to assist.
A UAE-licensed chartered accountant assigned to your account. The agents prepare drafts and surface anything ambiguous; a human reviewer approves before anything is filed with the FTA. You see exactly who signed off, when, and the reasoning trail.
Mixed Arabic and English documents — receipts, contracts, invoices — are processed by an OCR pipeline tuned on UAE source material. Reported accuracy is above 98% on common formats. All correspondence with you is bilingual; you choose the default language.
Yes. We are building toward the UAE 5-corner model from the start, with Peppol BIS 3.0 as the message standard. We expect to onboard customers under Phase 1 (July 2026) and Phase 2 (Q1 2027) without any migration work on their end.
Your data is stored in the UAE on regulated infrastructure, encrypted in transit and at rest. We do not train on your books. You can export everything — transactions, documents, ledgers — at any time, in standard formats.
Not on Scale. Ledgr sits cleanly on top of Xero, QuickBooks or SAP Business One via API. On Solo and Growth, most customers migrate within an afternoon because we re-ingest the underlying bank feed and source documents directly.
The launch cohort gets onboarded personally, locks in early-bird pricing for two years, and shapes the roadmap with us. Applications close 31 July 2026.